Asheville Postal Credit Union

N5	2012-2013 FOR 5 YEARS	3.50%
N6	2012-2013 FOR 6 YEARS	4.50%
60	2010-2011 FOR 5 YEARS	3.90%
72	2010-2011 FOR 6 YEARS	4.75%
U5	USED CAR FOR 5 YEARS	5.75%
U4	USED CAR FOR 4 YEARS	5.50%
U3	USED CAR FOR 3 YEARS	5.25%
U10	USED CAR 10 YEARS OLD	8.75%
NR	NEW CAMPER	5.50%
UR	USED CAMPER	6.50%
NF	NEW LAWN & FARM EQUIP.	6.00%
UF	USED LAWN & FARM EQUIP.	7.00%
NB	NEW BOAT	6.00%
UB	USED BOAT	7.00%
NM	NEW MOTORCYCLE	5.50%
UM	USED MOTORCYCLE	6.50%
OD	OVERDRAFT	18.0%
CO	CO-MAKER	18.0%
OE	OPEN END SIGNATURE	11.5% LIMIT OF $7000
SP	SIGNATURE PLUS	11.5%
OT	OTHER COLLATERAL	11.5%
SS	SHARE SECURED	5.00% OR AT LEAST 3% ABOVE DIVIDEND RATE
CS	CERTIFICATE SECURED	5.00% OR AT LEAST 3% ABOVE DIVIDEND RATE
Rates may change without notice. 1.5% late fee on delinquent loan amounts.

Interest Rates on Certificates of Deposit Beginning:

Minimum Deposit required: $500.00

	Term	Rate	APY
	12 months	.50	.50
	6 months	.40	.40
IRA Certificate		1.00%	1.00%
Note: Rates may change without prior notification. Early withdrawal penalty: We may impose a penalty if you withdraw any of the principle before the maturity date.
Amount of Penalty: For share certificate accounts, the amount of early withdrawal penalty is 3 months dividend.
Note: Funds insured to $250,000.00 by NCUSIF.