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ASHEVILLE POSTAL CREDIT UNION RATES

Loan Rates

N5 2011-2012 FOR 5 YEARS 3.50%
N6 2011-2012 FOR 6 YEARS 4.50%
60 2009-2010 FOR 5 YEARS 3.90%
72 2009-2010 FOR 6 YEARS 4.75%
U5 USED CAR FOR 5 YEARS 5.75%
U4 USED CAR FOR 4 YEARS 5.50%
U3 USED CAR FOR 3 YEARS 5.25%
U10 USED CAR 10 YEARS OLD 8.75%
NR NEW CAMPER 5.50%
UR USED CAMPER 6.50%
NF NEW LAWN & FARM EQUIP. 6.00%
UF USED LAWN & FARM EQUIP. 7.00%
NB NEW BOAT 6.00%
UB USED BOAT 7.00%
N7 NEW MOTORCYCLE OVER $7000 5.50%
U7 USED MOTORCYCLE OVER $7000 6.50%
NM NEW MOTORCYCLE UNDER $7000 5.50%
UM USED MOTORCYCLE UNDER $7000 6.50%
OD OVERDRAFT 18.0%
CO CO-MAKER 18.0%
OE OPEN END SIGNATURE 11.5%
SP SIGNATURE PLUS 11.5%
OT OTHER COLLATERAL 11.5%
SS SHARE SECURED 5.00% MINIMUM OR AT LEAST 3% ABOVE DIVIDEND RATE
CS CERTIFICATE SECURED 5.00% MINIMUM OR AT LEAST 3% ABOVE DIVIDEND RATE
Rates may change without notice.
1.5% late fee on delinquent loan amounts.

Interest Rates on Certificates of Deposit Beginning:

Minimum Deposit required: $500.00

  Term Rate APY
  12 months 0.85% 0.85%
  6 months 0.60% 0.60%
  Shares 0.60% 0.60%
  Share drafts 0.35% 0.35%
IRA Certificate   2.00% 2.02%
Note: Rates may change without prior notification. Early withdrawal penalty: We may impose a penalty if you withdraw any of the principle before the maturity date.
Amount of Penalty: For share certificate accounts, the amount of early withdrawal penalty is 3 months dividend.
Note: Funds insured to $250,000.00 by NCUSIF.