|
The Asheville Postal Credit Union extends a variety of services
to our members. Take a look below at what we offer:
- Share Accounts
- Share Draft Account (checking)
- Christmas Club Accounts
- IRA Accounts
- Certificates of Deposit
- Loans
- Payroll Deductions
- Visa Check Card
- Audio Response
Share Account
Our share
accounts require a minimum deposit of $10.00 to open an account.
That $10.00 must remain in the account in order to retain membership.
A minimum of $50.00 is required to receive dividends on your
money.
(Return to top)
Share Draft Account (Checking)
Our share
draft accounts require a minimum deposit of $25.00 to open the
account. If you keep a minimum of $500.00 in your share draft
account, there are no monthly fees, however, if your account
drops below $500.00, a service fee of $4.00 will be charged.
We also offer overdraft protection.
(Return to top)
Christmas Club Accounts
Our Christmas
club account has no minimum deposit required. Funds from the
Christmas club are automatically dispersed on October of each
year.
(Return to top)
IRA Accounts
Our IRA accounts
can help you save money for your retirement with certain tax
advantages.
(Return to top)
Certificates of Deposit
Our certificates
of deposit require a minimum deposit of $500.00. You may choose
a six month, twelve month, or eighteen month certificate with
dividends paid monthly. The penalty for early withdrawal is the
equivalent of three months dividends.
(Return to top)
Loans
We offer a
variety of loans with very competitive rates. Click here for
an on-line loan application that can be filled out and sent to
us. The
application is in Adobe Acrobat Reader format. If you need a
free copy of Adobe Acrobat Reader click on this icon
(Return to top)
Payroll Deductions
You may have
your entire paycheck or an allotment automatically deposited
into your account.
(Return to top)
VISA Check Card
Our VISA check
card can be used at any ATM machine for quick cash or at any
location accepting VISA cards.
(Return to top)
Audio Response
Our audio
response system gives you access to your account 24 hours per
day, 7 days per week. Just call 828-253-APCU (2728).
(Return to top)
|
